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Convenience Stores

From food to fuel, canopy to gas pumps, we are your one-stop shop for convenience store insurance programs. We focus on preventative risk control services and unique insurance protection programs.  We combine this with outstanding service and claims handling – acting as an advocate for our clients. Because we specialize in risk management for convenience stores we truly understand your market niche.  If you are looking for an insurance agency that has the expertise, experience and broad market resources you have come to the right place.

Customized Coverage Programs

We offer one of the broadest insurance programs available specifically designed for the convenience stores.  Whether you own a large chain of stores or have one or a few units, we are here to help you.   Our specialists take the time to understand your unique needs – and only then make recommendations for the coverages appropriate for your situation.  And because we are an independent agency and specialize in this area, we have access to many insurance products other agencies do not.

The Right Fit

We understand your business and the types of risk associated with a convenience store.  We tailor our programs to cover your particular business.  Whether you sell gasoline, have a car wash, sell grocery items, have a delicatessen, sell lottery tickets, cook on site or sell alcohol - we will examine your operation and ensure you have the right coverage – at the right price.

Coverage Provided

We make sure to go through the many different kinds of coverages with you, only then do we create a custom program.  The kind of protection we offer includes:

  • Property Coverage - for buildings and contents
  • Income – loss of income coverage
  • Liability - comprehensive liability including product liability coverage
  • Liquor - liquor legal liability
  • Workers Compensation – employers benefits liability
  • Umbrella – catastrophe liability
  • Employment Practices Liability – protection against claims made by current, past or prospective employees
  • Tank Insurance – pollution liability

In addition our programs provide coverage for:

  • Employee dishonesty
  • Fire legal liability
  • Food spoilage
  • Glass breakage
  • Incidental liability
  • Landscaping -  plants, shrubs and trees
  • Liquid Stock
  • Lock replacement
  • Lottery tickets
  • Money and securities
  • Non-owned automobile coverage
  • Power interruption
  • Sign coverage

Contact us today to find out more.